Cup of Jo: Haven Life Insurance

The other day, I asked the boys, “What’s the job of a parent?” Their answers surprised me…

Cup of Jo: Haven Life Insurance

Cup of Jo: Haven Life Insurance

Five-year-old Anton replied, “Well, I don’t want kids. Parents have to take care of them, like the whole time.” True, I laughed. But is there anything you would like about being a parent? “Lighting candles,” Anton said, after thinking it over. “I’d really like lighting candles.”

Cup of Jo: Haven Life Insurance

One beautiful, but less photographed, part of parenthood is taking care of kids when they’re grumpy, hurt, embarrassed or frustrated. “Parents cuddle kids when they’re sad,” eight-year-old Toby said. “And it works.”

It goes without saying, but becoming a mom made me look at life a different way. I suddenly found myself pondering big questions and staying up at night worrying about whether they feel seen, how they navigate tough times at school, what their future paths will look like. As a parent, there are so many things you do to love and take care of your family, in small and big ways. And because part of being a parent means planning for unforeseen circumstances (even if it’s hard to think about), I think that term life insurance is a great way to help protect the people you love if anything happens. And it’s not just for parents — but, really, anyone who has loved ones who rely on them.

Cup of Jo: Haven Life Insurance

Haven Life was founded by a new dad who thought purchasing life insurance could stand to be much easier. When he and his wife were expecting their first child, they wanted to buy term life insurance, but found they couldn’t get quotes, apply for, or purchase a policy online. Plus, it took weeks for their coverage to kick in. He wanted to make term life insurance more accessible for those who want it. And so, Haven Life was born.

Cup of Jo: Haven Life Insurance

Haven Life modernized the process of buying term life insurance, so that it’s simple and affordable. Their site is user friendly and easy to navigate. If you don’t know where to begin, they have a simple insurance calculator to help you figure out your needs. They also make it easy to get a quote. You just fill in a few quick pieces of information, and your quote pops up immediately. And coverage is surprisingly affordable. (A 20-year, $500,000 Haven Term policy for a healthy 35-year-old woman is $23.34 per month.)

Cup of Jo: Haven Life Insurance

Even though Haven Life is an innovative kind of life insurance agency, it’s backed and wholly owned by MassMutual, a leading insurer, so I feel we can rest easy knowing that it’s coverage we can trust. If you’d like to see what other people have to say, Haven Life has received tons of positive reviews from customers about their experiences.

Cup of Jo: Haven Life Insurance

Do you have life insurance? What has your experience been? If you have any questions about term life insurance, Haven Life is standing by to answer them in the comments!

(Photos by Heather Moore for Cup of Jo. This post is sponsored by Haven Life, an online life insurance agency whose mission we believe in. Thanks for supporting the brands that support Cup of Jo.)

Haven Term is a Term Life Insurance Policy (ICC17DTC) issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111 and offered exclusively through Haven Life Insurance Agency, LLC. Policy and rider form numbers and features may vary by state and not be available in all states. Our Agency license number in California is 0K71922 and in Arkansas, 100139527.